Thinking Of Purchasing Your First Home?
You have come to the right place for information, advice, and expert guidance.  Our goal is to offer up-to-date information on the home purchase process, special financing options, and other available programs assisting the 1st Time Home Buyer.

Don't Miss The Money-Saving Opportunities Now Available!

As examples, a couple of great loan programs to consider would be Missouri's MHDC Bond Money Loan and the old standby, FHA financing.

First, the MHDC Bond Money Loan, is a financing program developed specifically for "1st Time Home Buyers" who plan to live in the State of Missouri.

The Missouri Housing Development Commission (MHDC) offers a special financing package known as "First Place Loans."  Home buyers all over the state have used this program to acquire funding for their property purchases during the past several years.  However, recent changes to the program makes this popular method of financing... even more attractive now! Click on this link to view funding qualifications and requirements.

There has never been an easier way to finance your first home!  You no longer need to drain your savings to buy a home.  Choose the amount of savings you prefer to use based on your own financial situation.  It's now possible to purchase your first home with zero cash out of your pocket  when your offer is properly structured and well negotiated!

Think about this.  It will cost hundreds of dollars more to pay leasing application fees, security deposit, and first month's rent... just to move into a rental property!

You may be thinking "this sounds too good to be true".  Please understand, this is not some risky strategy touted on one of those nothing-down "info-mercials" shown on late-night TV!  This is a State of Missouri regulated program designed to promote 1st Time Buyer home ownership.  While there are income restrictions, Buyers are not required to be at poverty level income brackets to qualify.  For example, maximum household income limits on recent funding issues have exceeded $78,000.00 gross annual household income with 3+ family members!  Home price limits have also raised over the years.  Now, most residential properties purchased within the price range of $0 - $230,000.00... qualify for this financing!

Many current area homeowners were skeptical at first, but pleasantly surprised at closing... even amazed they could actually purchase their own home with little, or no cash out of pocket!

While this funding is available to all who meet the basic qualifications, not everyone qualified will receive a loan.  Also, many of those who do qualify... won't know how to properly minimize their cash out of pocket at closing!

Here's why.  Funding for these loans is only available until a state-wide, pre-set total amount of funding has been reserved by buyers.  Those unprepared in advance of funding dates face two distinct disadvantages:  #1) available funds will be reserved by other better informed/more prepared buyers, and maybe worse yet is disadvantage #2) "cream-of-the-crop" homes will already be taken by the well prepared, better positioned home buyers.  FREE, online loan pre-qualification is a quick, no-cost way to get the process started.  Since funding is only availble through MHDC approved lenders, working with qualified loan provider is also a must with this program.  Don't miss the opportunity to take advantage of low interest rates while they last! 

Use the same method countless other successful 1st Time Buyers have used!  Simply request access to our FREE e-mail alert system.  You will receive a "back-stage pass" to information about current interest rate options, buyer qualification revisions, funding availability information and other critical details leading up to the each funding date and beyond!  Available funding usually lasts only a short time following each release date... don't delay!

IMPORTANT NOTES:
In order to minimize your down payment and closing costs, it's crutial that your Buyer's Agent be an expert capable of drafting specialized language in a purchase agreement and properly negotiating your offer with the Seller!



If you are currently paying rent... think about this

"We're All Buying The Place We Live In.  The Question Is... For Whom?"

"For us, being first-time homebuyers, we had lots of questions.  Kenny Rogers always took the time to answer them and respond to our every concern!" Eddie & Sarah Hash Springfield, Mo

 Click on this link to let us know you are ready to get started right away!